Many famous companies started in the private home of their founder and grew into a thriving multi-million dollar corporation! Some types of home based businesses can be added on to your personal homeowners insurance policy as an endorsement. However, there are a large class of businesses that cannot! The biggest issue with this is your exposure to liability that leave you wide open to litigation.
The solution is to cover your home based business with a CGL or Commercial General Liability policy. The good news about these types of policies is that you can get the liability coverage you need without having to get a full blown policy with building coverage. This keeps your costs low so you can reinvest your profits back in to your growing business.
Need a quote or more information on coverage for your home based business? Please feel free to call us or submit an Online Quote Request!